Regular Investment Calculator

Dollar-Cost Averaging Calculator for Money Market Funds

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Build Wealth Steadily with Automated Money Market Investing

Simulate regular investments into money market mutual funds:

  • Test monthly/quarterly contribution strategies.
  • Compare lump-sum vs DCA (dollar-cost averaging) returns.
  • Model dividend reinvestment scenarios.

Why It Works:

  • Mitigate volatility with automated deposits.
  • Track money market fund yields over 20+ years.
  • Export data to Excel for deeper analysis.

Example: Investing $1,000/month in a 2.8% APY money market fund yields $321,451 in 20 years—outperforming savings accounts by 17%.

Field Descriptions

  • Initial Investment: The starting amount of money invested.
  • Monthly Contribution: The amount added to the investment each month.
  • Expected Annual Return: The anticipated annual growth rate of the investment.
  • Investment Period (Years): The duration over which the investment is made.
  • Total Invested: The total amount of money contributed over the investment period.
  • Final Amount: The total value of the investment at the end of the period.
  • Total Return: The total earnings from the investment, excluding the initial investment and contributions.