Money Market Calculator

Dollar-Cost Averaging Calculator for Money Market Funds

Initial Investment

$

Monthly Contribution

$

Expected Annual Return

%

Investment Period (Years)

Calculate Investment Growth

Build Wealth Steadily with Automated Money Market Investing

Simulate regular investments into money market mutual funds:

• Test monthly/quarterly contribution strategies.
• Compare lump-sum vs DCA (dollar-cost averaging) returns.
• Model dividend reinvestment scenarios.

Why It Works:

• Mitigate volatility with automated deposits.
• Track money market fund yields over 20+ years.
• Export data to Excel for deeper analysis.

Example: Investing $1,000/month in a 2.8% APY money market fund yields $321,451 in 20 years—outperforming savings accounts by 17%.

Field Descriptions

• Initial Investment: The starting amount of money invested.
• Monthly Contribution: The amount added to the investment each month.
• Expected Annual Return: The anticipated annual growth rate of the investment.
• Investment Period (Years): The duration over which the investment is made.
• Total Invested: The total amount of money contributed over the investment period.
• Final Amount: The total value of the investment at the end of the period.
• Total Return: The total earnings from the investment, excluding the initial investment and contributions.